| Although no potential bride or groom wants to think | | | | day, wedding insurance will allow you to postpone |
| about something ruining their wedding day, | | | | until everyone is able to attend and still recoup your |
| emergencies and disasters can and do happen and | | | | losses. |
| are out of our control. Wedding insurance can give | | | | Say, for instance, your reception site goes up in |
| you peace of mind and protect you from the | | | | flames the week before your wedding and is |
| unexpected, but is it worth the added cost? Here are | | | | completely destroyed. With wedding insurance, you'd |
| some facts for you and your betrothed to consider | | | | be able to get your deposit back and book another |
| when deciding whether to obtain wedding insurance. | | | | location. |
| What is wedding insurance? | | | | A winter wedding must be postponed due to an |
| A wedding insurance policy protects a couple who is | | | | incredible ice storm that's paralyzed the airports and |
| getting married against unforeseen circumstances and | | | | highways, making it impossible for the wedding party, |
| reimburses them for any expenses incurred. | | | | let alone the guests, to arrive safely. With the right |
| Is wedding insurance expensive? | | | | type of policy, the losses from postponing can be |
| The cost for this type of event insurance can vary | | | | recouped minus the deductible. |
| widely from company to company. The cost will also | | | | If the bride or groom are a member of the military |
| depend on what sort of coverage you get, and what | | | | and get suddenly gets called to duty, wedding |
| is exactly covered under your particular policy. | | | | insurance would cover the cost of delaying the |
| Basic policies that cover loss of photos, attire, gifts, | | | | event. This could also apply to corporate moves such |
| food, rings and deposits for vendors can generally | | | | as the groom's company relocating him across |
| range from around $150 - $550. Personal liability | | | | country at a moment's notice. |
| covering up to $1,000 for accidents or injury usually | | | | What are the key points to consider when deciding |
| ends up being a little under $200. | | | | on wedding insurance? |
| What are the basics covered under wedding | | | | - Keep in mind that prices vary and so does the |
| insurance? | | | | coverage. Make sure you completely understand |
| As widely as costs vary for wedding insurance, | | | | what you're getting before you sign. |
| coverage can as well, so be sure to do your | | | | - Be sure that any vendors you use, such as the |
| research and choose a policy that best suits your | | | | caterer or reception site, aren't already insured to |
| individual needs. Some typical things covered are | | | | avoid paying for overlapping coverage and thus |
| circumstances due to weather or with your | | | | wasting money. |
| ceremony or reception sites, as well as injury or | | | | - The sooner you make the decision to get wedding |
| illness and problems with vendors. | | | | insurance the better. Some companies, however, |
| What are some scenarios where wedding insurance | | | | have limitations as to how early you can purchase a |
| would be helpful? | | | | policy while others encourage obtaining insurance |
| If in the unfortunate event a member of the bridal | | | | about a year ahead of the event. |
| party or a family member is injured prior to the big | | | | |